Your Long Term Care Rates + Plan

Chemonics International has partnered with LTC Solutions, Inc., an expert in the long-term care insurance marketplace, and The Standard, a well-established carrier in the industry. Together, we bring you the opportunity to purchase a valuable long-term care insurance plan.

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Plan Highlights

 Benefit Features
Employer Funded Plan for
Executives
 Life Insurance Benefit
$100,000
LTC Monthly Benefit
  • 6% of Life Insurance for Nursing Home, Assisted Living, and
    Home Care (if insured receives home care 8 or more days a month)
$6,000
LTC Benefit Duration
17 months
 Extension of LTC Benefit Duration
Not available for Issue Ages 71-80
up to 17
 Total Maximum LTC Benefit Duration
34 months
 Total Maximum LTC Benefit Amount
$200,000
 Restoration of Benefits
Restores the death benefit to pre-acceleration amounts
Yes

Plan At a Glance

Have Questions? Explore our FAQs

View the Full FAQ →
What is Life + LTC Insurance?

You could need Long-Term Care (LTC) because of an accident, illness, cognitive impairment or simply due to aging.  

This plan is designed to help you and your family plan for the high cost of Long-Term care and combines the benefit of life insurance. You WILL receive a benefit, either for LTC, Life Insurance, or both. 

How does the plan's benefit work?

Choose a life insurance benefit and you will receive a monthly LTC Benefit of 6% of the life insurance benefit in the event you are approved for an LTC claim  

Does the plan's benefit decrease?

No – the plan’s benefit does not decrease. 

Are there limitations and exclusions?

The Standard will not pay benefits under the LTC rider for a period of care that begins in the 6 months after the rider date if a pre-existing condition causes the insured to be chronically ill. A period of care that begins more than 6 months after the rider date is caused by a pre-existing condition will be covered. 

What happens if I never need LTC and don't use the LTC benefit?

Your beneficiary will receive the death benefit upon your death.  

We're Here to Help

Licensed long term care specialists are available to assist you in understanding the plan and rates.

Call (877) 286-2852

Apply Now

Take advantage of this benefit and safeguard your future tomorrow.